Pay Day Loan Michigan
Pay Day Loan Michigan
Where can I get a loan for $2500.00 in 2 days?
Please is there anyone that knows where I can get a loan for $2500.00 in 2 days? We don't have time for a bank loan, I tried that takes much longer. We had someone steal over $6000.00 from us. We need to pay our mortgage and utilites. We would go to a loan shark if we knew where to find one. We are in Saginaw, Michigan if there is anyone that knows where we could get help. We will pay any fee at this point. We need to keep our house payments up. Please any advise is appreciated. You can email me threesenough5@yahoo.com if you have any advise.
Cash Express (989) 752-8666 910 E Genesee Ave, Saginaw, MI 1.18 mi
Personal Financing - Cash & Check Advances
Check 'n Go (989) 755-3130 3415 E Genesee Ave # B, Saginaw, MI 2.42 mi
...Get your payday advance, cash advance, payday loan or short term loan today... more on web site
See all: Personal Financing - Cash & Check Advances
www.checkngo.com/
Advantage Cash Advance (989) 399-2274 2885 Bay Rd, Saginaw, MI 2.36 mi
Map | Directions | Send to Phone See all: Personal Financing - Cash & Check Advances - Thrift Stores
Citi Financial (989) 790-9000 4072 Bay Rd, Saginaw, MI 3.23 mi
Map | Directions | Send to Phone ...and easy online loan application . Youll find other helpful tools too - like our financial... more on web site
See all: Real Estate Financing - Personal Financing - Other Real Estate
www.citifinancial.com/
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Michigan Cash N'More (989) 791-0042 3399 Bay Rd, Saginaw, MI 2.80 mi
Map | Directions | Send to Phone See all: Personal Financing - Cash & Check Advances
Resource Lending Group (989) 790-2960 3995 Fashion Square Blvd, Saginaw, MI 2.98 mi
Map | Directions | Send to Phone See all: Personal Financing
Citi Financial (989) 791-9921 3073 Bay Plaza Dr, Saginaw, MI 3.73 mi
Map | Directions | Send to Phone ...and easy online loan application . Youll find other helpful tools too - like our financial... more on web site
www.citifinancial.com/
Family First Credit Union (989) 759-1686 1011 N Michigan Ave, Saginaw, MI 0.37 mi
Map | Directions | Send to Phone First In Caring For Your Family's Financial Needs
Upside Down Loans: Rules For Wall Street Vs. Rules For Main Street
MORTGAGE, EXPERT, MICHIGAN, BIRMINGHAM, BLOOMFIELD, DETROIT, ROCHESTER, ROYAL OAK, TROY
It seems almost every day I speak with a homeowner struggling over the moral dilemma of walking away from their upside down loan.
I don't ever tell a homeowner what to do in these situations, but in going over the numbers, a pretty clear answer usually presents itself.
Even though these homeowners fully understand the math and logic of the answer, they have a very difficult time coming to grip with the emotional part of the decision. Many state they weren't raised that way or ask themselves what would their family & friends think of them.
From my experiences, these homeowners with upside down loans have to go through their own sort of 5 steps of grieving to deal with the situation.
They should all just take a lesson from the fat cats on Wall Street, who only care about profit and power, and have no qualms about walking away from their upside down mistakes.
MORGAN STANLEY WALK-AWAYS
Back in December, Morgan Stanley announced they were essentially giving back 5 San Francisco office buildings to their lender where they were upside down. Seems they overpaid for them at the height of the market in May 2007. (the addresses are One Post, 201 California St., Foundry Square I, 60 Spear St. & 188 Embarcadero).
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Morgan Stanley spokesperson Alyson Barnes spun it to Bloomberg News like this, "This isn't a default or foreclosure situation. We are going to give them the properties to get out of the loan obligation."
This after Morgan Stanley turned Crescent Real Estate Equities over to its lender Barclays Capital in November for the same reason. Seems their $2B loan was due in August and extensions were only delaying the inevitable default.
Wow! Can I try this with the lenders on some of my rentals?
Oh even better, despite these walk-aways, Morgan Stanley will be paying their employees 31% more in bonus income in 2009 than they did in 2008.
If you're a homeowner with an upside down loan from Morgan Stanley Home Loans or Saxon Mortgage (owner by Morgan Stanley), now may be the time to call them up and just give your home back to them. Tell them Alyson Barnes said it was ok.
TISHMAN SPEYER PROPERTIES - A RECORD WALK-AWAY
I remember reading an unflattering article a few months ago about a real estate investor who walked away from around 60 properties in the city of Pontiac, Michigan. The reporter was pretty hard on the investor in the article.
I wonder what that same reporter would write about a company walking away from 11, 232 apartments in Manhattan?
Seems this company's plans to convert the apartments into luxury condos and flip them fell apart with the economy.
Now the rental income doesn't cover their mortgage payments and their tired of putting in their own money to cover the difference.
Not that the company will be hurting - they still own the Rockefeller & Chrysler Centers in New York and have a total of $33B in assets.
Hmm, they have the money to pay but are still giving the property back?
It'll be interesting to see how long this record stands...
WHERE DID AMERICA GO WRONG?
The Declaration of Independence states,
"We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness."
Obviously though, when it comes to upside down loans, we're not all created equal.
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In addition to real estate lending, consulting and investing, Drew Sygit writes & speaks about the mortgage & real estate industries. He holds mortgage industry designations CMPS, CMC, CRMS, CMLO, CALO, has an MBA and is an approved industry instructor. He's presented, spoken and/or written for HUD, Financial Planning Association, Financial Planners Association of Michigan, Michigan Association of CPA's, Institute of Continuing Legal Education, Oakland Real Estate Investors Association, North Oakland County Board of Realtors and numerous industry publications. For speaking engagements and questions he can be reached at dsygit@TheLendingEdge.com. He also publishes his own blog: http://DrewsMortgageNews.com.
About the Author
Drew Sygit writes and speaks about the mortgage & real estate industries. He holds mortgage industry designations CMPS, CMC, CRMS, CMLO, CALO, has an MBA and is an approved industry instructor. He’s presented, spoken and/or written for HUD, Financial Planning Association, Financial Planners Association of Michigan, Michigan Association of CPA’s, Institute of Continuing Legal Education, Oakland Real Estate Investors Association, North Oakland County Board of Realtors and numerous industry publications. He also publishes his own blog: http://DrewsMortgageNews.com. He can be reached at dsygit@TheLendingEdge.com.
