Payday Loan Low Fee $10
Payday Loan Low Fee $10
where can I get a lump sum for paying off bills?
I have a bill that is about 1000 dollars.
It only got that way because of a whole lot of late fees. I used to be able to make the minimum payments, but not anymore. so my question would be is there any place that is not a payday loan center that could give me a lump sum and i just pay them back at a lower apr rate (10%? I don't know, something lower than 26%.)
and don't say "hit the lotto." i will just report you for being a general jacka$$.
ok, kung fu panda, not funny.
everyone else, I havent tried to get a loan, so i dont know if i can or not. also, the "min. payment" is about 100 dollars. thats more than what I can afford right now with school and all. they are already trying to work with me, but im trying to see if there are any repuable places that I should check out. thank you all for your help, except kung fu panda.
If you are expecting an income tax refund, do your tax return ASAP. If you file electronically, you could have your refund in about a month, and use that to pay the bill.
Otherwise - friends, family, church are always good places to ask.
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Or, go to a credit union and see about an unsecured personal loan. If you could get one at 7% interest and pay it off over a year at about $85 a month that would clear off this debt.
And, look through all the ways you spend money and see what you can cancel/reduce to save expenses. Cable TV, cell phone, car (use the bus instead), dinners out, movies, etc.
Finally, look at ways you can increase your income - maybe getting a second or part time job - or work overtime at work to increase your income and chip away at this balance.
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